Understanding the Cost of Living in Eagle, Idaho

Eagle, Idaho, is a city that epitomizes the beauty and community spirit of the American Northwest. However, like any city, it comes with its own set of financial considerations. This article delves into the various aspects of living in Eagle, providing a comprehensive overview of its cost of living.

Overview of Eagle, Idaho

Eagle is nestled in Ada County and is known for its picturesque landscapes, outdoor recreational opportunities, and a tight-knit community. As part of the Boise City Metro Area, it offers a blend of suburban charm and access to urban amenities. However, the cost of living is an essential factor for anyone considering a move to Eagle or trying to understand their expenses in the context of the local economy.

Housing Costs in Eagle

Housing is the most significant factor in Eagle’s cost of living index. The average home price in Eagle is $761,100, significantly higher than both the national and Idaho averages. This price reflects the desirability of the area, the quality of life, and the type of homes available. Renters can also expect to pay a premium, with a two-bedroom unit averaging $1,610 per month, surpassing both the national and state averages.

Income Requirements for Comfortable Living

To maintain a comfortable lifestyle in Eagle, it’s recommended that a family earns a minimum annual income of $145,800. For a single person, the recommended income is around $52,000. These figures take into account the higher cost of housing as well as other necessary expenses.

Comparative Cost of Living

The overall cost of living index for Eagle is 119.6, where the U.S. average is 100. This means Eagle is approximately 19.6% more expensive than the national average. Here’s how Eagle compares in specific categories:

  • Groceries: The cost is slightly below the national average, with an index of 97.8.
  • Health: Healthcare costs align closely with the national average, with an index of 100.3.
  • Transportation: Costs for transportation, including car ownership and public transit, are lower than the national average, with an index of 91.6.
  • Utilities: Utility costs in Eagle are also below the national average, with an index of 88.4.

Quality of Life and Additional Considerations

While the cost of living is an important consideration, it’s also crucial to factor in the quality of life. Eagle offers a serene living environment, excellent schools, and a community-oriented lifestyle. The city’s proximity to natural wonders, including rivers, mountains, and trails, provides residents with ample opportunities for outdoor activities and contributes to a high quality of life.


Eagle, Idaho, offers a unique blend of suburban comfort, natural beauty, and a strong sense of community. While the cost of living, particularly housing, is higher than the national average, many residents find the trade-off for the quality of life worthwhile. Prospective residents and those looking to understand their finances in Eagle should consider all aspects of the cost of living, from housing to healthcare, while also weighing the intangible benefits of living in this vibrant community.